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Camden County Social Services

Overview

This comprehensive guide provides detailed information on affordable housing programs, grants, and initiatives available in Camden County, NJ for 2025. It includes income eligibility limits, program descriptions, local initiatives, and step-by-step instructions for applying to housing assistance programs.

Whether you're looking for your first apartment, emergency housing, or long-term stability, Camden County offers multiple programs to help. Many programs offer financial assistance based on income.

Income Limits for Eligibility (2025)

Use these income limits to determine your eligibility for affordable housing programs. Programs use different income thresholds (30%, 50%, and 80% of area median income).

Household Size	Moderate (80%)	Low (50%)	Very Low (30%)
2 Persons	$81,440	$50,900	$30,540
3 Persons	$91,600	$57,250	$34,350
4 Persons	$101,760	$63,600	$38,160

Key Programs and Grants

Camden County and surrounding areas offer several major housing assistance programs. Each has different eligibility requirements and application processes.

🏠 Housing Choice Voucher Program (Section 8)

Provides rental assistance to eligible low-income families. Apply through the Camden Housing Authority. Requires income verification and background checks.

💰 State Rental Assistance Program (SRAP)

Offers temporary rental assistance for low-income households. Applications are submitted online via NJ DCA portal.

🏥 NJ FamilyCare Housing Supports Program

Supports families with housing stability linked to healthcare benefits. Contact NJ FamilyCare for eligibility information.

🆘 Emergency Solutions Grants (ESG)

Funds emergency shelters and rapid rehousing programs. Apply through local nonprofits partnered with Camden County.

🏘️ Community Development Block Grants (CDBG)

Federal funding for community development, including housing rehabilitation. Managed by Camden County Community Development.

🔨 HOME Investment Partnerships Program

Provides grants for building and rehabilitating affordable housing units. Administered by NJ DCA and local agencies.

Local Initiatives

Camden County has launched several major initiatives to increase affordable housing availability and improve living conditions for residents.

💼 Camden Community Housing Collaborative

$16 Million Investment for mixed-income housing projects across Camden County. This collaborative effort brings together local, state, and federal resources to create sustainable housing solutions.

🏠 Ablett Village Redevelopment

78 New Affordable Townhomes in the Cramer Hill neighborhood. This initiative focuses on community revitalization and provides families with quality, affordable housing options.

These initiatives aim to increase housing availability and improve living conditions for Camden residents. Contact the resources below for more information about participating in these programs.

Step-by-Step Application Guide

Follow these steps to apply for housing assistance programs:

Step 1: Determine Eligibility

Review income limits and program requirements. Use the income table above to see if your household income qualifies for assistance.
Step 2: Gather Required Documents

Collect: Photo ID, proof of income (recent pay stubs or tax returns), rental history, and any other program-specific documents.
Step 3: Apply Online or In Person

Section 8: Apply at Camden Housing Authority
SRAP & HOME: Apply via NJ DCA portal
ESG: Contact local nonprofit partners
Step 4: Attend Interviews and Inspections

Participate in required interviews and allow home inspections as part of the application process.
Step 5: Receive Approval and Move-In Assistance

Once approved, receive your assistance package and support with your move and housing setup.

Contact Directory

These organizations can help you find and apply for housing assistance:

📞 Camden County Community Development

Phone: (856) 374-6033

Address: 520 Market Street, Camden, NJ

Handles CDBG and community development programs

🏠 Housing Authority of the City of Camden

Phone: (856) 968-2700

Address: 2021 Watson Street, Camden, NJ

Section 8 vouchers, public housing, and housing assistance

🤝 NJ Department of Community Affairs

Website: www.nj.gov/dca

SRAP, HOME programs, and state housing initiatives

Official Resources and FAQs

Official Links

Frequently Asked Questions

Q: How long is the waiting list for Section 8?

A: Waiting lists vary by location and current demand. Contact the Housing Authority of the City of Camden at (856) 968-2700 for current wait time information.

Q: Can I apply for multiple programs at the same time?

A: Yes, as long as you meet the eligibility requirements for each program. Applying to multiple programs increases your chances of receiving assistance.

Q: What documents do I need to prove my income?

A: Acceptable documents typically include recent pay stubs (2-3 months), tax returns, employment verification letter, or SNAP/WIC documentation. Requirements may vary by program.

Q: Do I need perfect credit to qualify for housing assistance?

A: Most housing assistance programs focus on income eligibility rather than credit scores. While background checks may be required, credit is typically not a barrier.

Need Help Finding Housing?

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(856) 252-0565

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Affordable Housing Resource Guide